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Our Guide to Liquor Store Loans
January 27, 2021
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Our Guide to Liquor Store Loans

拥有一个利润丰厚的酒类商店生意似乎是一项容易的冒险,但它有许多组成部分,使其成功.

When running your store, you’re responsible for following liquor laws, restocking inventory, and providing helpful customer service, among other tasks. In addition, 酒店老板现在的任务是遵守额外的健康标准,因为 COVID-19 pandemic.

你的生意是否兴旺,你是否需要满足需求, or your business has struggled in the past year, having a business loan can be extremely beneficial. In this post, 我们将解释如何获得酒类商店贷款,并回顾四种方法,你可以利用这笔资金来发展你的酒类商店.

How to Get a Liquor Store Loan:

如果你有兴趣为你的酒店融资, 你应该首先研究你的选择.

一旦你确定了你想要的贷款类型, 确保你充分了解贷款人的资格. That way, you can expedite the funding process. 如果由于某些原因,你没有达到贷款人的标准,你可以选择另一种方式.

After you receive a loan for your liquor store, 你可以专注于如何使用资金来促进业务增长. 在下面的部分中,我们将为您提供如何最好地利用您的贷款的想法.

How Can You Use a Liquor Store Loan?

1. Hire Additional Employees

正如你可能知道的,人手不足对你的生意是极其不利的. You need employees who can assist customers, restock inventory, and manage the register, just to name a few examples.

此外,如果员工生病或休假,就需要有人替他们值班. 如果你注意到你的店人手不足, you should use your loan to hire more employees.

2. Purchase More Inventory

你有没有注意到,有时你的客户空手而归,因为你没有他们想要的库存? 如果是这样,用你的贷款来购买存货可能是有益的.

另一方面,你可能会收到太多的客户,库存很快就会被抢购一空. During the COVID-19 pandemic, liquor stores have remained a popular industry, 所以你可能需要一笔贷款来满足这种持续的需求.

Many liquor store owners run into inventory 问题在于他们无法承担更大的订单, 或者他们只是不想投资于更多的选择. Sadly, this can be a crucial mistake, 因为如果顾客意识到当地的其他酒类商店有更广泛的选择, 他们可能不会再回到你的公司.

To avoid this, 用你的小企业贷款来订购更多的现有库存或购买新的选择. You could also offer glassware, gift bags, corkscrews, 和其他配件一起购买酒水.

Liquor Store Loan

3. Open Another Location

如果你的酒店已经盈利了,你应该考虑如何才能盈利 continue increasing sales. For example, 你可以再开一家酒品店,在不同的地理区域为更多的顾客提供服务.

当然,再开一家酒店也会有大量的开支. 你需要支付月租金或购买商业地产. 此外,您必须能够负担公用事业费用,内部décor,工资单,和其他库存. 当然,为了支付这些成本,拥有充足的现金流是必不可少的.

Although you should invest in your new store, 重要的是,你不要忽视你现有的机构. With a term loan, 你可以在不动用原店现金流的情况下投资新店.

4. Increase Marketing Spend

如果你的酒店没有盈利,你应该专注于获取新客户. 利用你的商业贷款,你可以投资于不同的营销理念,例如:

  • Online advertising
  • Register for business listings
  • Print advertisements in local publications
  • Social media advertisements

有很多方法可以向附近的顾客推销你的酒店. Since you have a loan, you’ll be able to try different marketing ideas, 然后投资于最有利可图的策略.

Other Liquor Store Financing Options:

尽管许多酒店老板追求定期贷款, 你还可以选择其他的营运资金.

  • Credit Cards: With a business credit card, you can charge expenses to your account, and depending on the card, you may earn rewards in the process.
  • Merchant Cash Advances你的酒店很可能接受信用卡付款. If this is the case, you might qualify for a cash advance. With this type of financing, you’ll receive a lump sum, 作为交换,你可以从你商店未来的信用卡销售额中获得一定比例的利润.
  • Business Line of Credit: Depending on your financing needs, 你可以申请循环或非循环业务信贷额度.
  • Small Business Administration (SBA) Loans:如果你没有资格获得其他bet8手机登录, you can pursue financing through an SBA lender. They offer different loan options to U.S.已经耗尽了传统资金来源的美国企业.

How Will You Invest in Your Liquor Store?

既然我们已经解释了如何利用酒店融资, consider how you can improve your store. Every business is different, 因此,您应该确定您的业务需要升级的领域. Don’t be afraid to ask your existing customers, employees, or other business owners for their feedback. 当你准备投资你的商店的未来时,这是非常有用的!

Editor’s Note: 为了准确性和全面性,本文于2021年1月进行了更新.

Fora Financial

Editorial Note: Any opinions, analyses, 本文中所表达的评论或建议都是作者自己的观点, and have not been reviewed, approved, or otherwise endorsed by any of these entities.

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