Learn About Our Merchant Cash Advances
How Your Business Can Grow with Merchant Funding
Benefits of a Business Cash Advance:
- 汇款基于企业的信用卡和借记卡销售
- No set terms
- Early payoff discounts
- No restrictions on use
- No collateral required
- Free, no obligation quote
- Working capital from $5K – $750K
商户现金垫款非常适合以下行业:
- Services
- Restaurants
- Retail
- Medical/Healthcare
- Auto
How to Utilize Your Merchant Cash Advance:
- Fill Inventory Orders
- Upgrade Equipment
- Recruit New Employees
- Start a Renovation Project
- Pay for Marketing Developments
- Invest in New Technologies
- Expand Your Business
- Have Cash for Payroll
- Short Term Expenses
- Improved Cash Flow
See what our customers are saying about us:
How to Apply for Merchant Funding
Merchant Funding Requirements*
- At least 6 months in business
- $5,000 minimum in credit card sales
- No open bankruptcies
你需要知道的一切关于商人现金垫款
这种融资方式非常适合处理大量信用卡交易的企业
无论你是在淡季需要现金，还是想要抓住一个新的机会, we’re committed to assisting your business. Once you apply for and receive a merchant cash advance, you can sit back and watch your business grow!
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What is a Merchant Cash Advance And How Does It Work?
在Fora Financial，我们致力于帮助像您这样的小企业主取得成功. 这就是为什么我们为不同行业的小企业主提供商户现金垫款!
与定期贷款不同，商户现金预付汇款随业务的销售模式而波动. We understand that businesses have their ups and downs. 你的生意可能会有几个月销售旺盛, and then go through a time when they slowdown.
当然，您不能在两个期间汇出相同的金额. 当销售额下降时，你需要尝试削减开支以维持运营.
这就是为什么当从一个商人现金推进公司寻求融资, there’s a holdback percentage. 这是一个固定的百分比，从你的信用卡交易，直到你履行你的义务. That way, 从你的银行账户的一定百分比的销售将用于汇款, instead of being held to a set payment amount.
许多企业主很欣赏这一点，因为没有固定的回报时间表, 因此，他们可以灵活地将预支现金汇出，其汇出方式与销售的涨落类似. 当销售额上升时，你的保留百分比将导致更高的美元金额. On the other hand, if your sales are experiencing a lull, 你的保留百分比将导致一个较低的美元金额.
Businesses that Benefit from Merchant Funding
商户预支现金对餐馆的业主特别有利, retail and services industries. 这是因为这些行业通常会收到大量的信用卡交易. Businesses that either don’t accept credit cards, or receive credit card transactions infrequently, usually won’t qualify for merchant funding.
如果你经营的公司主要接受信用卡交易, 追求一个商人现金预付款可能是选择，使您的业务从良好到伟大!
How to Apply for Merchant Cash Advances
To get started, we’ll ask you to complete our one-page application, submit three months of credit card statements, and three months of bank statements. 有时，我们可能会要求您提供纳税申报表、资产负债表或财务报表&L.
如果你想尽快收到预付现金, we suggest compiling these documents prior to applying.
Merchant Cash Advance Requirement Details
Before applying, 这是重要的，你了解如何有资格从Fora金融商人现金预支. 我们具备这些先决条件，以便企业能够负责任地、有效地利用我们的产品.
我们要求您的业务是建立和运行至少6个月前收到商人现金预付款. 开放6个月将可能增加您与我们的商家现金预付产品的成功.
我们的另一个资金要求是你的生意赚5美元,000 in credit card sales each month. If you generate less than $5,000 in credit card sales, 这可能是一个挑战，你汇你的商人现金预付. If satisfying your obligation will be too difficult, 我们不想让你的生意前途受到威胁.
In addition, 任何与我们合作的企业在过去的一年里都不能有任何公开破产或驳回破产. If this applies to you, we encourage you to take care of these issues, then apply once a year has passed.
如果您对我们的商户现金预付要求有任何问题, don’t hesitate to contact our Capital Specialists. 他们会为你提供进一步的指导，并且总是很乐意帮助你!